A crypto card spends a crypto or stablecoin balance at ordinary shops, converting at checkout. We track 28 of them and check the four things that actually decide which one suits you — cashback, fees, KYC, and where the card really works.
Every crypto card leads with a headline cashback number. We go further and check the tier that unlocks it, the countries it covers, and the fees that apply when you spend across currencies — so you can see which card pays you the most for the way you actually spend.
How we checkThe advertised rate, the tier that unlocks it, and what it pays out in — so you can see the return on the way you really spend, not just the number on the banner.
Annual fee, top-up fee, FX spread and ATM limits, gathered from the issuer's own pages so you can compare the full cost of a card in a few seconds.
Country coverage and verification levels sit near the top of every review, so you know within seconds that a card is open to you before reading any further.
2%–10% cashback across six tiers (2% at entry) · Free
Mastercard · Custodial
Read the review → BinanceUp to 3% cashback · Free (no annual or issuing fee)
Mastercard · Custodial
Read the review →These are the two strongest options we have fully verified — every rate, fee and eligibility rule checked against the issuer's own page. 28 more are in the queue, and each one goes live the moment its terms are confirmed.
| Card | Network | Cashback | Annual fee | KYC |
|---|---|---|---|---|
| Bybit Card | Mastercard | 2%–10% cashback across six tiers (2% at entry) | Free | Required |
| Binance Card | Mastercard | Up to 3% cashback | Free (no annual or issuing fee) | Required |
More cards are added to this comparison each week as their terms are verified.
Get these right and you pick the card that pays you the most, first time.
The strongest rewards sit on fully verified accounts, because those cards run on the Visa and Mastercard networks. It is a one-time step that opens up the whole category — the no-KYC page covers what is available at each level.
Cashback runs on tiers, and the entry tier is usually easier to reach than people assume. Check the tier your normal spending puts you in — that is the rate you will actually earn.
A 100% rebate on subscriptions you already pay for is worth more than a percentage point of cashback. The benefits worth having are usually the specific ones.
Networks and issuers we track
Full terms, eligibility and fees for the Bybit and Binance cards — checked against each issuer's own page, not repeated from a press release.
Figures checked against each issuer's own page as of July 2026. Card terms change often — confirm with the issuer before applying. We publish no star ratings of our own and take no payment for placement.
